mummy2five http://mummy2five.com Mon, 08 Jul 2019 13:24:05 +0000 en-US hourly 1 https://wordpress.org/?v=5.1.1 Do I Need Extra Home Insurance When Doing Home Renovations? http://mummy2five.com/htblog/do-i-need-extra-home-insurance-when-doing-home-renovations/ http://mummy2five.com/htblog/do-i-need-extra-home-insurance-when-doing-home-renovations/#respond Mon, 08 Jul 2019 12:59:00 +0000 http://mummy2five.com/?p=23 Home renovation dreams may be a reality after you have discussed your concerns with the architects, designers and being given quotes which meet your budget. After choosing the best contractors, buying the best materials, but if you have not contacted your insurance service provider, then you be missing an important step. You can always get […]

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Home renovation dreams may be a reality after you have discussed your concerns with the architects, designers and being given quotes which meet your budget. After choosing the best contractors, buying the best materials, but if you have not contacted your insurance service provider, then you be missing an important step. You can always get in touch with home insurance Toronto as they can assist you in getting the insurers for your home renovation project.

There are so many things that you must think and plan for before you start the home renovation. One of them is updating your status with the insurance service provider. When you make changes to your home it will mean that you are also changing the things which were insurance in your contract. If you fail to inform the insurance company, then you can be denied the insurance claims when you need them most.

Why should you notify your insurer about your home renovation?

Renovations can increase the value of your home

If your home renovation project involves adding or decorating a new kitchen, bathroom then it’s not a must that you should inform your insurer. However, you should increase the level of coverage if the renovation process will increase the value of your house.

Employers’ liability

This refers to a statutory requirement which applies when someone agrees to offer labor services to you. If one of the workers is injured or hut at the house during the process of renovation, then you must have a provincial workers compensation which protects all workers in case of injuries. Apart from that, they should also have private insurance which will be protecting their tools, liability to the crew and craftsmanship.

If you are undertaking an extension or large scale renovation project which can increase the risk of damage to your contents or the entire buildings. For instance, it may be exposing your property, then you should inform your insurer since many home policies will not include the renovation project in their policies. If you fail to do so then your policy may be terminated or canceled.

Personal accident

If you are injured during the process of managing your work, this kind of policy will guarantee you to have a temporary manager.

Vacating your house can nullify your policy

Many of the insurers require that the homeowners do occupy the house while it’s insured. If you are supposed to vacate your house so as to allow for renovations for a period of more than one month, then you will be breaking the policy. It’s good that you request your insurer for a vacancy permit while you are away and this can cost you some extra money in a month. If something happens and you do not have a vacancy permit, then you would have breached the contract since the insurance company may not be willing to compensate you for such period that you were away without their knowledge.

You never know what you can get

Home renovation may be unpredictable especially if you’re planning to renovate your old home. During the process of renovation, you may get old plumbing, wiring and other issues which must be updated for you to be able to maintain your coverage.

Someone may break into your house

While renovating your house so many people may be accessing your house and this can lead to high risks of burglarizing. Some of the people visiting your house may see your valuable items and start planning on how they can steal them. If you did not inform your insurer then you may be compensated.

In summary, as seen above when you are doing home revelations, you must have extra home insurance. If you have to have a challenge of the kind of insurance that you need, then you can get in touch with home insurance Toronto as they can easily access the best insurers for you. Just make sure that you choose the best insurer who will be able to explain everything that you need.

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5 Easy Kitchen And Bathroom Renovations Ideas http://mummy2five.com/blog/5-easy-kitchen-and-bathroom-renovations-ideas/ http://mummy2five.com/blog/5-easy-kitchen-and-bathroom-renovations-ideas/#respond Mon, 08 Jul 2019 12:39:26 +0000 http://mummy2five.com/?p=21 Kitchen and bathroom remodeling is the process of designing and minimizing them with certain features which mainly concentrate on classiness, sleekness, and cleanliness. For you to create a smartphone, then it’s good for you to choose the best bathroom and bathroom ideas. Some of the best 5 easy kitchen and bathroom renovations ideas are: 1. […]

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Kitchen and bathroom remodeling is the process of designing and minimizing them with certain features which mainly concentrate on classiness, sleekness, and cleanliness. For you to create a smartphone, then it’s good for you to choose the best bathroom and bathroom ideas.

Some of the best 5 easy kitchen and bathroom renovations ideas are:

1. Color theme

When it comes to bathroom remodeling you can do it with professional remodelers as they have many years of experience. Depending on the amount of space which you have, you can decide on the things which you wish to place in your bathroom. You can contact your remodeling company for the best ideas, check out the modern accessories and products that they have and see if you have them in your bathroom. Make sure you follow a color and design theme or your bathroom so that you can select the products which match well. While remodeling your bathroom you must consider the age of the people who are going to use it.

Using white color in your kitchen can make it look airier and bigger and also offers a clean canvas for showcasing other items this creating a functional, enchanting and inviting kitchen.

2. Lights

Ceiling lights are traditional and pretty popular in kitchen remodeling but you can innovate them with color and style at an affordable rate. You can also hang kitchen lights which come in 2 different styles which are pendant lights and chandelier lights. Pendant lights hang down from the ceiling while chandelier lights refer to a collection of hanging lights which are grouped together.

3. Facilities

Look for new installment shower, flooring, sinks, countertops, cabinets, toilet, and bath.

Look for ways of increasing the size of your bathroom for things such as soaker tub, airy walk-in showers, furniture and any other things which you may require. On the other hand, when it comes to kitchen remodeling you can try to place shelves so that you can minimize the available space.

4. Furnishing materials

Some people prefer that when they are remodeling a toilet to have a toilet which is separate in the master bathroom for privacy reasons. Some people also prefer to increase the entertainment level at their bathroom by fixing lounge chairs, music, and flat screen.

You can also combine various materials in the final finishes such as combining chrome, glass, stone, and wood. Glass tiles can be the best for your bathroom since they produce a beautiful glow.

5. Tubs

You can customize your tub through a whirlpool or an airflow system which you can control electronically. These features will offer you a gentle massage and stimulating effect on your body. For you to retain heat for a long period of time you can get rid of noisy Jacuzzi tubs so that you can replace it with free standing cast iron soaker tub.

If you follow the above 5 easy kitchen and bathroom renovations ideas at the end you will end up having the best facilities which will not only be admired by your family but also by any other people who may be using them.

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Storage Solutions And Space Savers For Tiny Kitchens http://mummy2five.com/blog/storage-solutions-and-space-savers-for-tiny-kitchens/ http://mummy2five.com/blog/storage-solutions-and-space-savers-for-tiny-kitchens/#respond Mon, 08 Jul 2019 12:19:10 +0000 http://mummy2five.com/?p=19 Sometimes you may find that you have a lot of items which may not fit in your kitchen. Due to that, you may find that you are struggling with a tiny kitchen such that you cannot even move easily. On the other hand, you may also find that your kitchen space is so small that […]

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Sometimes you may find that you have a lot of items which may not fit in your kitchen. Due to that, you may find that you are struggling with a tiny kitchen such that you cannot even move easily. On the other hand, you may also find that your kitchen space is so small that you cannot even cook your meals in a comfortable manner. However, there are so many ways which you can apply for you to save a lot of space in your kitchen. Some of storage solutions and space savers for tiny kitchens are:

1. Using vertical storage

If you have limited space in your kitchen, the best thing you can do is to go upwards. You can use a vertical pegboard as it can allow you to add more storage spaces to your kitchen without adding other things to the counters. There are so many things you can store in your kitchen pegboard such as: coffee cups, towels, potholders, kitchen utensils, pans and pots

2. Hanging some of the items on the wall

In case you do not have a lot of storage space in your kitchen, then you may have some space on the walls. You can try hanging your pots or use a magnetic knife rack as it can free up a lot of space in your kitchen. Ensure that you hang them well so that you do not break some of your items.

You can hang light items such as kitchen utensils and potholders on common hooks. Some of the items which are heavier such as cast iron skillets, you can install hooks into the studs of your kitchen so that they will not fall away.

3. Using a sliding storage

In case you have space between the wall and fridge or any other space in your kitchen then you can add sliding storage. Some of the things which can add additional storage space in between tight spaces, cabinets, and shelves are such as caddies, baskets, drawers and can organizers.

4. Rolling kitchen card

A rolling cart is the best way for you to add extra space into your kitchen as you can also move it around easily the way you like. You can store the items that you do not use regularly in this cart so that you can bring them when you require them.

5. Cabinets

The next thing you can do is to look at the cabinets of your kitchen. In which way are you using them? Is there a way that you can see which you can reorganize them so that you can be able to free some of the space? Kitchen cabinets can a lot of underutilized storage space. The best thing you can do is to mount your spoons and measuring spoons to the wall or you can decide to add a sliding basket to your shelves. You for money so that you can invest in cabinet organizers for you to be able to stack various sized plates, food packets and store more cans.

By following the above storage solutions and space savers for tiny kitchens, you find that you have a lot of space in your kitchen.

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Some Tips on Getting a Total Makeover In A Teen Girls Bedroom http://mummy2five.com/blog/some-tips-on-getting-a-total-makeover-in-a-teen-girls-bedroom/ http://mummy2five.com/blog/some-tips-on-getting-a-total-makeover-in-a-teen-girls-bedroom/#respond Mon, 08 Jul 2019 12:15:30 +0000 http://mummy2five.com/?p=17 Decorating the bedroom of your teen girl does not mean that you should spend a lot of money on your accessories and new furniture. All that you can do is to select the best colors and theme, modify or buy furniture, tidy up the room and rearrange all the items in the room. However, if […]

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Decorating the bedroom of your teen girl does not mean that you should spend a lot of money on your accessories and new furniture. All that you can do is to select the best colors and theme, modify or buy furniture, tidy up the room and rearrange all the items in the room. However, if you wish to know how best you can do then these tips on getting a total makeover in a teen girls bedroom can be the of great assistance to you.

1. Choose a theme

The theme of girls bedroom can be anything like an underwater theme or fairy princess theme. If you do not want to struggle to look for a theme, you can choose a color theme which consists of 2 or 3 complementary colors. You can select a colorful piece of art or fabric which will inspire your choice of colors for the rest of the bedroom. If you need some assistance in choosing a color theme, then you can look at the color wheel.

2. Assess and declutter your storage needs

Decluttering can assist the bedroom in looking the way that you wish it to be, therefore you should find a better way that you can minimize it. All you can do is to donate some of the items and clothes that you no longer use to charity or local thrift shop. After you have gotten rid of all the items that you do not need, you can decide to add things such as dresser, hooks, and shelves depending on the items which you need to store or place at the room your teenager girl.

3. Painting the bedroom

Painting is one of the ways that you can change the way the bedroom of your teenager will look. Select a color which matches with your theme. Make sure that it’s the color which your girl(s) like and you hope will last for a longer period of time.

4. Decorate the wall with photos

The photos of girl’s friend, favorite places, and pets can make great additions when it comes to decorations. Just try to be creative so that you can use the photos in expressing the feelings of your daughter.

Just arrange these photos on a poster board so that you can form a unique collage.

You can have her photos printed on fabric, glass, and canvas.

Frame the photos before you hang them so that you can create a gallery wall.

5. Allow her to make her own art

When making the bedroom of your teenager you can hang anything on the walls. Allow her to use her imagination so that you can create one of the best art that she likes most. If your teen girl has a collection of arts even if its baseball caps, guitars, you can display all of them at the wall. You can also buy wood pieces of different shapes such as stars, letters, and circles. You can then paint them such that they match with your theme before you hang them in the bedroom.

It will feel nice if you are able to decorate the bedroom of your teenager girl in a magnificent manner. If you follow the above tips on getting a total makeover in a teen girls bedroom then your child will live to enjoy for the rest for her life.

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